Clubcard accounts are managed separately by Tesco Stores. Tesco Bank will share information with Tesco Stores for the operation of your Clubcard account. When you open a Clubcard Pay+ account, you'll be automatically enrolled into the Clubcard scheme if you are not already a member.
You'll also collect 1 Clubcard point for every £8 spent outside Tesco. Your Clubcard Pay+ debit card is also your Clubcard, so you'll collect your normal 1 Clubcard point for every £1 spent in Tesco (in-store and online).
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